Debit card convenience fee

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$2.58 or 1.99% $2.58 flat fee for consumer or personal debit card 1.99% for other debit cards (minimum fee $2.58 Credit card convenience fees. Credit card convenience fees can be charged in some instances and will vary by issuer. On Visa, these fees can be charged when a merchant offers an alternative payment method — one that's different from how it usually conducts business In the payments ecosystem, Convenience Fee models are rising in popularity, but many merchants and agencies are unaware that the card-brands have issued explicit rules on how these fees may be applied. If you are currently deploying a Convenience Fee-based payment model, you should take care to review these card-brand rules. Charged for a bona Continue reading Visa Rules on Convenience Fees Credit or Debit Card Surcharges Statutes 10/13/2016 As a result of a preliminary court settlement between retailers, payment networks and nine major credit card issuers, retailers are now allowed to start charging customers a surcharge to cover the expenses of merchant fees when customers use their credit cards to make purchases Minimum convenience fee $3.95: FileYourTaxes.com (File Your Taxes) 1-805-644-9398 Service: 3.93%: Minimum convenience fee $2.00 Further Considerations. The integrated e-file and e-pay debit/credit card option is available through a number of tax preparation software products and tax professionals. Refer to tax preparation software or your tax.

Skip the Activation Fees - Avoid Check Cashing Fee

  1. imum of $2.00 fo
  2. Duke Energy, one of the country's largest for-profit utilities, charges a convenience fee of $1.50 for credit card, debit card and electronic check payments made by a residential customer. No part of the convenience fee goes to Duke Energy
  3. (d) Agencies that accept credit cards, charge cards, debit cards, or other method of electronic funds transfer for payment may impose a convenience fee to be added to each transaction, except that the Department of Revenue shall not impose a fee under this section on any payment of tax that is required by law or rule to be made by electronic funds transfer
  4. Visa uses these fees to balance and grow the payment system for the benefit of all participants. Merchants do not pay interchange reimbursement fees—merchants negotiate and pay a merchant discount to their financial institution that is typically calculated as a percentage per transaction
  5. Definition and Examples of Credit Card Convenience Fees A convenience fee is a fee that a business charges customers who use credit cards via a specific payment channel rather than a payment channel that's standard for the business
  6. A convenience fee is not a surcharge Convenience fees are not surcharges, which are costs added simply for the privilege of using a credit card. All credit card issuers frown upon surcharges (though most have no problem with offering a discount for using cash)

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A convenience fee is a charge some merchants levy when customers opt for a non-standard payment channel or method. Many credit cards offer rewards and perks, but the value of those rewards may not make up for the convenience fee that some merchants charge A credit card convenience fee is an additional charge to your consumer beside the payment due. It is called a 'convenience' because your business has provided the consumer another avenue from which they may make a payment (outside the standard payment channels) Convenience fees A convenience fee can only be assessed when the payment type is considered nonstandard. For example, it's nonstandard to pay tuition with a credit or debit card. Tuition payments are generally made using cash, check, or ACH payments

What Is A Convenience Fee? Convenience Fee VS Surcharg

  1. Card Design 4.2 Requirements for Use of a Mark 4.7 Particular Uses of a Mark 4.7.6 Use of a Word Mark in a Corporate, Business or Domain Name 4.7.7 Use of a Word Mark in AN 3399—Debit Mastercard Strategy Chapter 16 United States Region 6.1.1 Mastercard Card Issuance AN 1430—Revised Standards —Refund Transaction
  2. Credit and debit card payment information To provide you with the option to pay by credit or debit card, the Tax Department has made arrangements with a card services provider, Wells Fargo. Wells Fargo charges a convenience fee of 2.25% for each card payment you make
  3. With certain exceptions, surcharges for using a credit card or a debit card are prohibited by Chapter 604A of the Texas Business and Commerce Code: Sec. 604A.002. IMPOSITION OF SURCHARGE FOR USE OF DEBIT OR STORED VALUE CARD. (a) In a sale of goods or services, a merchant may not impose a surcharge on a buyer who uses a debit or stored value.
  4. A convenience fee is typically a flat dollar amount. It is not a surcharge because technically, you're not paying for using your credit card, but for the privilege of using the pay-by-phone or pay-by-online option. Convenience fees are allowed in all 50 states. As with surcharges, it is best to check with card networks and your processor
  5. For all credit card transactions CCSU will assess a 2.85% non-refundable convenience fee. Please note: Payment by credit card is not available when paying in person, by mail or fax. Credit card payments will only be accepted online. Debit card transactions, also accepted online only, will be processed as a credit card transaction and therefore.

A convenience fee is a fixed-rate fee added to a customer's bill if they choose to pay via credit card instead of an available alternative payment method. Unlike surcharges, convenience fees aren't tied to the actual cost of processing a credit card transaction. Also, the credit card associations have separate rules for convenience fees Generally, convenience fees may be applied to debit card transactions as well. In most cases, debit and credit cards are usually intertwined together, and debit cards have the ability to be swiped as a credit card in various transaction

For example, it's common to be charged a convenience fee when you pay for college tuition or taxes with a credit card, instead of with a check or automatic withdrawal from your checking account... Guidelines for Credit Card Convenience Fees. Each credit card brand has its own guidelines for convenience fees, as noted below. Visa. As I'll cover a little later, there are a few exceptions to Visa's convenience fee guidelines, but the bulk of their policy is outlined on page 477 of their April 2011 Visa International Operating Regulations.Visa's current published policy is as follows Enjoy 70,000+ Fee-Free ATMs and Online Access to Your Money. Checking built around you. Earn Interest on Your Money with No Fees or Minimums. This is Checking Made Easy What Is a Convenience Fee? A convenience fee is a fee charged by a seller when a consumer pays with an electronic payment card rather than by a standard form of payment accepted by the business...

Can I Charge a Fee for Debit and Credit Card Processin

However, it allows merchants to add convenience fees to debit and credit card transactions. A merchant must disclose the fee and allow a customer to choose another form of payment. A convenience fee is not applicable to face-to-face transactions. It must be a flat fee regardless of a transaction amount Imposing a convenience fee has been found by the card associations to impede consumer credit card payments, so be aware of the potential for changes to current policy and procedures. A percentage-based fee is ONLY permitted for consumer tax payments. This is a pilot program a

Goldenwest Debit Card

Credit/Debit Card Convenience Fe

A: Technically, convenience fees are applied when a consumer uses an alternative payment channel. For instance, a college student or parent may face a convenience fee when using a debit or credit card to pay a tuition bill online or by telephone (as opposed to mailing in a check) Such convenience fee shall be in an amount that represents the actual cost to a lender or merchant; provided, however, that in lieu of the actual cost, a lender or merchant may collect a convenience fee which does not exceed the average of the actual cost incurred for a specific type of payment made by electronic means for which such lender or merchant imposes a convenience fee

Credit card payments will only be accepted online. Debit card transactions, also accepted online only, will be processed as a credit card transaction and therefore subject to the same 2.85% convenience fee. 3 While prepaid debit cards can be convenient, the fees that many charge can cut into that convenience factor quite a bit. Especially when they charge counterintuitive fees — like reload fees. Really, who charges you money to give them money When you use a credit card to pay your taxes, the fee is calculated as a percentage of the amount paid. Currently, those fees range from 1.96% to 1.99%. The IRS uses third-party payment processors for payments by debit and credit card (Screenshot by IRS.gov A convenience fee will be charged for each credit or debit card and electronic check transaction. Electronic Check. If paying by electronic check (e-check), you will pay a convenience fee of $0.95. This convenience fee covers costs associated with the transaction. The convenience fee will display as a separate charge on your statement and is.

Credit/Debit Card Transaction Fees (Convenience Fees

CONVENIENCE FEE : This is a fixed charge added to a purchase price when an alternative payment method is offered. Examples would be paying online or by phone using a credit card. An example if a business allows a customer to pay an invoice online, you are paying the convenience fee for the privilege of being able to pay online When it comes to convenience fees, different card issuers have different policies. According to Visa 's policy, certain criteria must be met in order for a merchant to charge a convenience fee:.. Convenience Fees A convenience fee is a fee for an alternate channel of payment. Offering many ways to pay, but charging a fee for any channel that is different than your preferred channel

Pay Your Taxes by Debit or Credit Card Internal Revenue

  1. A convenience fee is a charge for using a credit card, but it can only be imposed if you're using an alternative payment method. For example, if the merchant primarily accepts payments in person, a..
  2. The department may establish a convenience fee to be paid by the credit or debit card user whenever a credit or debit card is chosen as the payment method. The fee must be sufficient to offset the charges imposed on the department and its agents and subagents by credit and debit card companies. In no event may the use of credit or debit cards.
  3. Credit/debit card payments are very costly to accept (see Interchange section). On average, it costs the State $1.60 in processing fees for a $100 credit/debit card payment, and only $.33 for a paper check payment
  4. consumer debit card, the fee can be no more than $3.95, regardless of the amount of the tax payment amount. Effect of Rules in North Carolina While the North Carolina Department of Revenue is now able to accept Visa cards and levy a tiered-pricing convenience fee for tax payments because of the special Visa waiver, othe

The processing or convenience fee charged by the debit/credit card vendor for transactions under $50.00 is $1.25. For transactions over $50.00, please see the table below. This table represents a complete structure for the amount charged to your debit/credit card by the vendor Credit/debit card users will be assessed a separate, non-refundable convenience fee calculated as 2.5% of the payment amount at the time of each credit/debit card payment toward a student account. The non-refundable convenience fee will be assessed by Point & Pay and will appear as a separate charge on your credit/debit card statement Debit card convenience fees start at $3.95 per transaction.*** Calculate the fee on a specific amount The convenience fee and tax payment will appear as two different charges on your credit card statement. Your payment will be effective on the date you charged it Service fees, also called convenience fees, can be charged by eligible merchants in Canada on specific types of transactions. They cover the costs of processing a debit or credit payment and are usually charged as a fixed cost (for example, $2.50 for all payment networks) When you use your debit card at an ATM, you'll need to insert your card and enter your PIN to complete transactions. You may pay a fee if you use an ATM that does not belong to your own financial institution. A convenience fee can may also be a fee charged by an ATM operator to non-customers for the use of their ATM

Only customers who choose to use this service will be charged the convenience fee. Why there are different convenience fees ($1.00 vs. $1.35) Credit card convenience fees are $1.35 per payment. Debit card convenience fees are either $1.00 or $1.35, depending on which payment network is used to process the transaction Generally, convenience fees may be applied to debit card transactions as well. In most cases, debit and credit cards are usually intertwined together, and debit cards have the ability to be swiped as a credit card in various transaction. When a debit card like this is apparent and used for payment, a convenience fee will likely be charged to. For example, this alleviates an annual fee on a personal credit card but could include finance charges on purchases made with the card. Businesses can also deduct any credit or debit card. It's different than a convenience fee, which you may run into when using a card to pay over the phone or online. Surcharges on both credit and debit cards are illegal in Kansas , but the fees are.

Fee Credit/debit card. Register with Access Idaho or use TAP. We accept American Express, Discover, MasterCard, and Visa. If you pay by credit/debit card, our third-party provider will charge a convenience fee. How do I pay my taxes with a credit or debit card? ACH Credit. With ACH Credit, you tell the bank when and how much money to send to. If three-fourths of those electric customers paid their bills by credit or debit card and their monthly convenience fee was $2.50, the charges would add up to $3.3 billion a year Subdivision 1. Limitation; prohibition. (a) A seller of goods or services may impose a surcharge on a purchaser who elects to use a credit card in lieu of payment by cash, check, or similar means, provided (1) the seller informs the purchaser of the surcharge both orally at the time of sale and by a sign conspicuously posted on the seller's premises, and (2) the surcharge does not exceed five.

Video: Is it Legal to Charge Customers a Credit Card Processing Fee

Within 5-8 business days, you will receive your new Bank of Hawaii Visa® Debit Card in the mail. Use your Bank of Hawaii Visa® Debit Card at any Bank of Hawaii ATM to get your balance, withdraw cash, or make a deposit. You can also make purchases at any store that accepts Visa TD Business Convenience Checking Plus Account Guide This fee will apply whether the TD Bank Debit Card holder or TD ATM Card holder is physically located inside or outside the US and the merchant is located outside the US. Member FDIC, TD Bank, N.A. | ©2019 Visa U.S.A. Inc. 20394C-SB (12/19). Low Credit and Debit Card Convenience Fees. 1.96%. Credit card convenience fee. $2.55. Debit card convenience fee. This system is solely for paying Federal tax payments and not State tax payments. PLEASE NOTE: THE FOLLOWING DEADLINE FOR TAX FORMS, PAYMENTS, AND EXTENSIONS IS DUE ON OR BEFORE APRIL 15, 2021. FOR INDIVIDUALS TAX PAYMENTS, THIS. Online Banking provides similar functionality to a debit card payment, but free of charge. Convenience Fees. Credit card payments made through ECSI are subject to a non-refundable convenience fee equal to 2.52%, while debit card payments are subject to a non-refundable convenience fee equal to 0.50%. All convenience fees are charged by and paid. All credit card and debit card payments are subject to a 2.5% convenience fee of the application fee amount due with a $1.00 minimum. E-Check payments made on our ePermits Center are subject to a $3.00 convenience fee for payment amounts of less than $10,000 and a $15.00 convenience fee for payments over $10,001

The Treasurer-Tax Collector accepts VISA, MasterCard, American Express and Discover Card for payment of taxes. There is a service fee equal to 2.29% of your tax amount (with a minimum charge of $1.95) that will be charged in addition to the property tax amount due for all credit cards. If you choose to pay by debit card in person only in our office, a flat fee of $2.95 will be charged Credit and Debit Card Surcharges. Starting in 2013, merchants in Michigan could charge customers extra if they use a credit card. Called surcharges, retailers may—but are not required to—charge for processing a credit card transaction. How much a merchant may charge depends on the terms of the merchant's agreement with its credit card. (1) accept payment by debit card or credit card of a fee, fine, court cost, or other charge; and (2) collect a reimbursement fee for processing the payment by debit card or credit card. Acts 1987, 70th Leg., ch. 149, Sec. 1, eff. Sept. 1, 1987 The convenience fee is a non-refundable 2.85% service charge (minimum $3) for payments made on your student account using a credit and/or debit card Neighbors Credit Union: What is PIN-less Debit? Tamiu Debit Card: Fee Schedules ; Ultimate Money Skills: Using Debit and ATM Cards ; Visa: Investor Overview - Visa Raises No Signature Limit to $50 to Increase Merchant Efficiency & Consumer Convenience ; Bank of New Hampshire: Pay Pass ; Consumer.gov. Using Debit Cards. Accessed Oct. 9, 2020

Visa Rules on Convenience Fees - Payscout Blo

Convenience Fee vs. Surcharging. First, it's important to differentiate between surcharging and having a convenience fee. Surcharging is the practice of passing processing fees on to customers as a penalty for paying by credit card TD Bank Convenience Checking SM accounts have no monthly maintenance fee with a $100 minimum daily balance, mobile and online access and 24/7 Live Customer Service. Learn more and open a checking account today Currently, the Tax Payment Program allows a flat convenience fee of no more than $3.95 to be charged for tax payments made with a debit card, and a variable fee (percentage of the transaction) is. Convenience Fee ; Credit Card : 2.35% of the tax amount paid using credit card, $2 minimum : Debit Card : $3.50 flat fee. Be sure to select PIN-Less Debit from the drop-down Payment Method box: E-Check: $1 per transactio

Credit or Debit Card Surcharges Statute

Organizations who are implementing a convenience fee in order to have net-zero processing costs should estimate about 2.5% in costs when including the discount fees, per transaction fees and monthly package fee. This provides a good estimate for calculating what convenience fee to charge Prepaid debit credit cards, especially those with no monthly fees and direct deposit, represent a popular way for consumers to enjoy the convenience of a credit card without the debt and interest payments. Below is a summary of the best reloadable debit cards on the market. Simply click the card name to visit its official application As you can see, PIN debit Interchange costs are calculated in a similar fashion to signature debit Interchange costs. The merchant's assigned category—in this case, a small-ticket retailer that primarily processes transactions under $15—is on the far left. This merchant's rate for an exempt debit transaction is 1.00% plus $0.04 per transaction, while the regulated rate of 0.05% plus $0.

Pay by Debit or Credit Card when you e-file Internal

Easily waived fees Maintain $100 minimum daily balance; Instant-issue card replacement Lost or worn card? No problem. Stop by a TD Bank near you and get a new card on the spot; Easy, 24/7 access to accounts Online Banking with Bill Pay, Online Statements, Send Money With Zelle® 3 and TD Bank Mobile Deposit, 1 Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock. Currently, the ability to add a convenience fee for paying by credit card is not available in QuickBooks Online. As a workaround, you would need to create a service item for the credit card convenience fee and manually add it as a line item on your customer's invoice to indicate the fee. Let me show you how. Go to the Gear icon

Why utilities charge convenience fees to pay by credit car

  1. Convenience fees can be a fixed dollar amount or a percentage of the transaction amount (usually 2 to 3 percent) and must be disclosed to the customer in advance. Ways to charge credit card fees to your customers: Add a line item for credit card surcharge to the invoice and add a standard amount to each invoice
  2. Click Fee - Pay With Credit or Debit Card. CenturyLink charges a convenience fee (for each account) to pay your bill with a credit card. To accept this fee and complete your payment, click I Agree. (You can avoid this fee if you pay by bank account.) Do one of the following
  3. During the warm months when my gas bill is only around $25, I don't pay the $1.95 flat convenience fee to use a credit card. But during winter months when my gas bill approaches $200 for the month.
  4. Currently, the Tax Payment Program allows a flat convenience fee of no more than $3.95 to be charged for tax payments made with a debit card, and a variable fee (percentage of the transaction) is..
  5. The convenience fee is charged by JPMorgan Chase to cover the cost of processing the transaction. The fees are based on the amount of the payment or the payment type, as follows: eCheck: no fee Credit card payment: 2.35% of the total payment Debit card payment: $3.95 flat fee.
  6. Under the new convenience fee scheme, an additional 2.58 percent of the total amount you're about to cash in will be deducted to your card. This means that for every ₱100 amount you reload using your Visa or Mastercar d, GCash will add ₱2.58 to your bill, making your total deductions ₱102.58

Sec. 16A.626 MN Statute

  1. Fees and Charges for Debit Card Debit Card Variant Annual / Renewal Fee / Add-on Card Annual fee (joint accountholders only) Replacement Charges JetPrivilege HDFC Bank World Debit Card Rs. 500 + applicable taxes. First year free for HNW customers (Classic, Preferred an
  2. Credit or debit card (convenience fee) Check or money order (free except for postage) IRS Installment Agreement (this may be free or have a fee, depending on your circumstance) Cash (at a retail partner
  3. Credit card convenience fees are $1.35 per payment. Debit card convenience fees are either $1.00 or $1.35, depending on which payment network is used to process the transaction. The actual fee paid will be stated in the payment confirmation page. Use your credit or debit card for automatic payments
  4. We leverage outside service providers who assist us with our marketing and advertising activities. Note: by opting-out of this tracking, you may still see Intuit advertisements, but they may not be tailored to your interests
  5. In a continued effort to stop the spread of COVID - 19, Tropical Shipping is extending the suspension of the $5.00 convenience fee for credit/debit card payment transactions until June 1, 2021 to encourage a contact free way to make a payment for your shipments.. Please call your Customer Service agent or go to Payment Online to electronically pay your Bill of Landing or Invoices
  6. Credit and debit card companies charge a fee to all retailers every time a card is used. All DMV fees are set by statute and, as a state agency, WisDOT cannot use these fees to cover the costs of accepting credit and debit card payments. Therefore, DMV must add a convenience fee of 2% to cover the fees charged by credit and debit card companies

Credit Card Processing Fees & Interchange Rates Vis

Verizon's (VZ, Fortune 500) convenience charge was announced at the end of a year in which banks were vilified for charging customers a fee for using their debit cards. The banks claimed that. How to make a payment. 1. Visit the Speedpay ® website or call 1-800-979-3967. You will need: Your Visa ®, MasterCard ®, Discover Card ® or American Express ®; Your ATM/debit card with the STAR, NYCE, ACCEL or PULSE logo from a financial institution that is enrolled in the PIN-less ATM Bill Payment Program

What Are Credit Card Convenience Fees? - The Balanc

Convenience fees apply in cases where the typical form of payment isn't with a credit card. Historically, one pays off college tuition or taxes with a check or in-person with cash, but a merchant. Credit/debit card payments received at the utility/building departments will charge a credit/debit card convenience fee of 3.75 percent with a $3.95 minimum fee per transaction. Online utility payments will be assessed a convenience fee of 2.80 percent per transaction with a fixed fee of $6.99 for utility payments received between $250 and $325. This fee is a percentage of the total credit card purchase, and is charged to 'offset the loss of revenue in accepting credit cards.' Receipts from every taxable retail sale are subject to sales and use tax in New York, and according to the department, the petitioner's convenience fee is part of the receipt. Consequently, to the. The convenience fee shall be a percentage of the transaction with a minimum fee of one dollar and a maximum fee of one hundred fifty dollars. The percentage rate used to calculate the fee shall be the percentage rate used by the bank to calculate its processing fee

(b) Procedures that permit an agency or officer accepting payment by credit card, charge card, debit card, or electronic funds transfer to impose a convenience fee upon the person making the payment. However, the total amount of such convenience fees may not exceed the total cost to the state agency. A convenience fee is not refundable to the payor Credit Card Requirements. Debit Card Requirements. Percentage Fee: Tabitha goes into Tavern T for a meal. She sees on the menu a sign that says, if you use a credit or debit card, you will incur a 5% fee. Violation. Compliant. Additional Charge: Tim heads to a new food truck parked on the corner near his office and orders a delicious. Credit Cards. When paying by credit card, ACI Payments charges a 2.45% convenience fee for each payment transaction, with a minimum fee of $3.95. This fee will be charged to the card being used. Credit Cards Accepted: MasterCard; Discover; American Express; Visa; Debit Card. Convenience fees for debit card payments start at $3.95 per transaction The Durbin amendment also known as Regulation II is a provision of United States federal law, 15 U.S.C. § 1693o-2, that requires the Federal Reserve to limit fees charged to retailers for debit card processing. It was passed as part of the Dodd-Frank financial reform legislation in 2010, as a last-minute addition by Illinois Senator Richard Durbin, after whom the amendment is named Credit/Debit Card Processing Fee Those who pay child support using a credit and/or debit card will be charged a convenience fee equal to 2.5 percent of the payment. This fee is in addition to a Family Support Registry fee charged for all payments made through DCSS

Convenience fees: When is it OK to charge extra to use a


Payment for online bookings can be made through credit cards, debit cards, internet banking (direct debit) as specified below. 2.1. CREDIT CARD An additional convenience fee of Rs25 per transaction, as levied by the banks, would also be collected. The convenience fee is not levied by Air India and is non refundable i Convenience. Use your Citibank Debit Card instead of cash and checks — it's accepted at millions of merchants worldwide; Get cash, get information and make transfers between your eligible linked Citibank accounts with no surcharge-fee at over 60,000 ATMs Footnote 1 within the U Visa Core Rules and Visa Product and Service Rules. 1.3.4 Marketing, Promotion, and Advertising Materials 79 1.4 Issuance 84 1.4.1 Issuance Conditions 84 1.4.2 Account Numbers 85 1.4.3 Notification and Disclosure 85 1.4.4 Issuer Operational Standards 87 1.4.6 Zero Liability 89 1.5 Acceptance 90 1.5.1 General Acquirer Requirements 90 1.5.2 Merchant Agreements 9 Convenience Fees. Per City Resolution 998, in order to provide this online service, all credit, debit, and E-check transactions will be charged a Convenience Fee. Utility Bills - Credit/debit card users will be charged a flat fee of $3.50 with a maximum payment of $400. Payment by electronic check will be a flat fee of $1.95

What Is a Convenience Fee on a Credit Card? - Experia

The Riverside Cafe in Wichita was ordered to pay more than $60,000 on Tuesday for charging a four-percent fee to customers who used debit and credit cards Make a Credit/Debit Card Payment Now. For questions regarding payment with a credit or debit card, please contact Speedpay ® at 1-800-979-3967. * The PIN-less ATM program allows a customer the convenience of using their ATM/debit card without requiring a pin. Please refer to your financial institution for any questions about the program Make a payment online any time using your Checking/Savings account, ATM/Debit Card, or Visa, MasterCard, or Discover card. Our payment processing agent charges a convenience fee for this service. Enrolled in eBill? Make an online payment through My Account. This service is free and easy to use. Not yet enrolled To show you this page, we need to know your location. This content is customized by location. To show you Credit card, debit card or eCheck payments, we need to know your location American Express credit card convenience fees will remain at 3%. If you want to avoid any Credit Card or Debit Card convenience fees on your Property Taxes, we recommend using Paytm Cash or a linked bank account to make the bill payment. Using Paytm Cash is a great way to avoid any convenience fees, get your bills paid quicker AND earn points

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